The materials on this web site are designed to enable you to learn more about the services that Credit Management Solutions offers to its clients. These materials do not, and are not intended to, constitute legal advice, nor are they intended as a source of advertising or solicitation. The result of any legal matter may vary depending upon specific facts and applicable law; no reader should act on the basis of any matter contained on this web site without seeking appropriate professional advice as to the particular facts and applicable law involved. The materials contained in this web site do not create and are not intended to create an attorney-client relationship between you and Credit Management Solutions. Credit Management Solutions accepts clients only in accordance with certain internal procedures. Please do not send us confidential information unless you have express authorization from one of our attorneys to send us such information and always retain a copy for your records because we shred all unnecessary documents for our Client's protection due to the sensitive nature of credit reports and personal identifying information.